Michigan · Checked Against SSA's Locator October 1, 2026

Social Security Offices Near Caro, MI

Where Is the Social Security Office Nearest Caro, MI?

SSA assigns Caro, MI's ZIP code, 48723, to the Saginaw Social Security Office at 611 E. Genesee Ave., Saginaw, about 27 miles away, phone (877) 405-5868, open Monday to Friday, 9:00 AM to 4:00 PM. The Bay City Social Security Office in Bay City is closer (about 26 miles), but it isn't the office SSA assigns.

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Closest Social Security Offices to Caro, MI

Straight-line distance from the center of Caro (U.S. Census Gazetteer) to each office's address (U.S. Census Bureau geocoder). Office hours and phone numbers from SSA's office data, checked against SSA's Office Locator on October 1, 2026; confirm with SSA's Office Locator before you go.

Map of Social Security Offices Near Caro

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Social Security office

Which Social Security Office Serves Your ZIP Code in Caro?

SSA assigns Caro's ZIP code, 48723, to the Saginaw Social Security Office in Saginaw. For one ZIP code, the assigned office isn't the closest one, so check your ZIP before you go.

Social Security office assigned to each ZIP code in Caro
ZIP codeOffice SSA assignsDistance
48723Saginaw Social Security Office for ZIP code 48723Closest: Bay City Social Security Office, 26 miles28 miles

ZIP code 48723 goes to the Saginaw Social Security Office, 611 E. Genesee Ave., Saginaw.

Assigned offices from SSA's Office Locator, looked up by ZIP code on October 1, 2026. ZIP codes are those whose area overlaps Caro (U.S. Census Bureau, 2020 ZIP Code Tabulation Areas). Distance is straight-line, from the center of the ZIP code to the office.

How to Get an Appointment at the Bay City Social Security Office

SSA asks you to make an appointment before you visit an office. You can schedule one online on SSA's appointment page by answering a few questions; the appointment may be by phone or in person, and you can change or cancel it from the confirmation email or text.

To book by phone, call the Bay City Social Security Office at (866) 366-4924, or SSA's national number, 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, 8 a.m. to 7 p.m. local time. Help is available in English, Spanish and other languages.

See office hours and appointments for the best times to call and visit.

Can You Skip the Trip?

You can often replace a card, update your address or get a benefit letter online with a my Social Security account. If you need to go in, check what to bring.

Social Security Offices Near Other Michigan Cities

Frequently Asked Questions

Where Is the Social Security Office in Caro?

There isn't an office in Caro, MI itself. The closest is the Bay City Social Security Office, 1115 Washington Ave, Bay City, MI 48708, about 26 miles away.

Which Social Security Office Serves My ZIP Code in Caro?

SSA assigns Caro's ZIP code, 48723, to the Saginaw Social Security Office in Saginaw. SSA assigns offices by ZIP code, and the assigned office isn't always the closest one. Look up your ZIP code in the table on this page or in SSA's Office Locator.

What Are Social Security Office Hours Near Caro?

The Bay City Social Security Office is open Monday to Friday, 9:00 AM to 4:00 PM, according to SSA's office data (checked against SSA's Office Locator on October 1, 2026). Offices close on weekends and federal holidays.

What Is the Phone Number for the Social Security Office Near Caro?

SSA lists (866) 366-4924 for the Bay City Social Security Office. SSA's national number is 1-800-772-1213.

How Do I Make an Appointment at the Social Security Office Near Caro?

Schedule online on SSA's appointment page, where the appointment may be by phone or in person, or call the Bay City Social Security Office at (866) 366-4924 or SSA at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, 8 a.m. to 7 p.m. local time. SSA asks you to make an appointment before visiting an office.

Every Social Security office in Michigan

Sources

  1. Social Security Administration, field office and resident station data (updated March 9, 2026)
  2. SSA Office Locator (offices and ZIP code assignments, checked October 1, 2026)
  3. U.S. Census Bureau: geocoder, 2023 Gazetteer files and 2020 ZIP Code Tabulation Area relationship files
  4. SSA: Make an appointment
  5. SSA: Contact by phone
  6. SSA: Office locator guidance (appointments and Card Centers)

Independent site, not affiliated with the Social Security Administration. Office addresses, phone numbers and hours come from SSA's public office data. To apply for benefits or manage your record, go to SSA directly at ssa.gov.