Social Security Office Spencer Near Me 51301 – Phone Number, Hours, Appointment

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Spencer Social Security Office Near Me

Spencer Social Security Office Near Me

Social Security office Spencer, IA located at 1610 12th Ave Sw offers services provided by the Social Security Administration (SSA) such as Social Security disability benefits information and resources for applying for SSI, SSDI in Spencer, retirement benefits, prescription benefits, Medicare and many more. Below is more information about this local Spencer SSA office, including the address, hours of operation, phone number, and making appointment.

Spencer SSA Office Address

1610 12th Ave Sw
Spencer, IA 51301

Spencer SSA Office Phone Number

SSA Office Phone: (866) 273-6050

Spencer SSA Office Website

Website: www.ssa.gov

Spencer SSA Office Near Me Hours

Office Hours Notice: Beginning Wednesday, January 2, 2013, offices close at noon on Wednesdays to the public. You should call the Spencer SSA office ahead of time to verify their hours of operation.

Monday: 09:00 AM – 04:00 PM
Tuesday: 09:00 AM – 04:00 PM
Wednesday: 09:00 AM – 12:00 PM
Thursday: 09:00 AM – 04:00 PM
Friday: 09:00 AM – 04:00 PM
Saturday: Closed
Sunday: Closed

Spencer, IA Social Security Office

Spencer, Iowa

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Common Questions About Disability and Retirement Related to Social Security

Q: What is Social Security Disability?

Social Security Disability is a federal government program that provides financial assistance to people who are unable to work due to a physical or mental disability. The program is designed to provide a source of income to people who are unable to work and support themselves due to their disability.

Q: Who is eligible for Social Security Disability?

To be eligible for Social Security Disability, you must have a medical condition that meets the Social Security Administration's definition of disability, which means that the condition must be expected to last at least 12 months or result in death, and prevent you from working. You must also have earned enough credits through your Spencer, Iowa work history to qualify for benefits.

Q: How do I apply for Social Security Disability?

You can apply for Social Security Disability online, by phone, or in person at a Social Security office. To apply, you will need to provide personal information, medical documentation of your disability, and information about your work history and earnings. It is recommended that you have an experienced Spencer, Iowa disability attorney or advocate assist you with your application to improve your chances of success.

Q: What medical conditions qualify for Social Security Disability?

The Social Security Administration maintains a list of medical conditions that automatically qualify for disability benefits, known as the "Blue Book." However, it is also possible to qualify for disability benefits based on other medical conditions that are not included in the Blue Book, if you can demonstrate that your condition is severe enough to prevent you from working. It is important to have medical documentation of your condition when applying for disability benefits.

Q: How are Social Security Disability benefits calculated?

The amount of your Social Security Disability benefits is calculated based on your earnings history, similar to how retirement benefits are calculated. However, the formula used to calculate disability benefits is different from the one used to calculate retirement benefits. The amount of your disability benefit will depend on your average lifetime earnings prior to becoming disabled, and may also be affected by other factors such as whether you are receiving other disability benefits or Spencer, Iowa workers' compensation.

Q: Can I work and receive Social Security Disability benefits?

If you receive Social Security Disability benefits, you are allowed to work and earn income, as long as your earnings do not exceed a certain amount. However, if you earn over a certain amount, your disability benefits may be reduced or stopped altogether. The amount you can earn without affecting your benefits is adjusted annually, and the rules differ depending on whether you are receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits.

Q: What is the difference between Social Security Disability and Supplemental Security Income (SSI)?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are both federal government programs that provide financial assistance to people with disabilities. However, there are some key differences between the two programs. SSDI is based on your work history and earnings, while SSI is a needs-based program that provides assistance to people with limited income and resources. The rules for eligibility, benefit amounts, and work requirements also differ between the two programs.

Q: What happens if my Social Security Disability application is denied?

If your Social Security Disability application is denied, you have the right to appeal the decision. The appeals process can be lengthy and complex, and may involve a hearing before an administrative law judge. It is recommended that you have an experienced or advocate assist you with your appeal to improve your chances of success.

Q: How do I appeal a denied Social Security Disability claim?

To appeal a denied Social Security Disability claim, you must first file a request for reconsideration. If your claim is denied again at this stage, you can then request a hearing before an administrative law judge. If your claim is denied at the hearing, you may be able to appeal to the Spencer, Iowa Social Security Administration's Appeals Council, and ultimately to federal court. It is important to have an experienced disability attorney or advocate assist you with your appeal to improve your chances of success.

Q: How long does it take to receive a decision on a Social Security Disability claim?

The length of time it takes to receive a decision on a Spencer, Iowa Social Security Disability claim can vary depending on various factors, such as the complexity of your case and the workload of the Social Security Administration. Generally, it can take several months to over a year to receive a decision on a disability claim. It is important to be patient and to follow up with the Social Security Administration on the status of your claim throughout the process.

Q: What is Social Security Retirement?

Social Security Retirement is a federal government program that provides financial assistance to people who have reached retirement age and have earned enough credits through their work history to qualify for benefits. The program is designed to provide a source of income to help retirees support themselves in their later years.

Q: Who is eligible for Social Security Retirement?

To be eligible for Social Security Retirement benefits, you must have earned enough credits through your work history to qualify for benefits, and you must have reached retirement age. The retirement age varies depending on your birth year, but is currently 66 for people born between 1943 and 1954, and gradually increases to 67 for people born in 1960 or later. You may also be able to receive benefits based on your spouse's earnings history if you are married and your spouse is receiving Social Security Retirement benefits.

Q: How do I apply for Social Security Retirement?

You can apply for Spencer, Iowa Social Security Retirement benefits online, by phone, or in person at a Social Security office. To apply, you will need to provide personal information, information about your work history and earnings, and information about your spouse if you are married. It is recommended that you apply for benefits at least three months before you want your benefits to start, as it can take several weeks to process your application.

Q: What is the full retirement age for Social Security?

The full retirement age for Social Security varies depending on your birth year. For people born between 1943 and 1954, the full retirement age is 66. For people born in 1960 or later, the full retirement age is 67. For people born between 1955 and 1959, the full retirement age gradually increases from 66 to 67. If you choose to start receiving benefits before your full retirement age, your benefits will be reduced. If you wait to start receiving benefits until after your full retirement age, your benefits may be increased.

Q: Can I collect Social Security Retirement and work at the same time?

If you are at full retirement age, you can collect Social Security Retirement benefits and work at the same time without any reduction in your benefits. If you are under full retirement age, you can also work and receive benefits, but your benefits may be reduced if you earn over a certain amount. The amount you can earn without affecting your benefits is adjusted annually, and the rules differ depending on your age and the year in which you reach full retirement age.

Q: How are Social Security Retirement benefits calculated?

Social Security Retirement benefits are calculated based on your average lifetime earnings prior to retirement. The Social Security Administration uses a formula to determine your primary insurance amount (PIA), which is the amount of your monthly benefit if you start receiving benefits at your full retirement age. The formula takes into account your 35 highest-earning years, and adjusts for inflation. The amount of your benefit may be higher or lower than your PIA depending on when you start receiving benefits and other factors.

Q: What is the maximum Social Security Retirement benefit amount?

The maximum Spencer, Iowa Social Security Retirement benefit amount for someone who starts receiving benefits at full retirement age in 2022 is $3,895 per month. However, most people receive less than the maximum benefit amount, as the actual amount of your benefit depends on your earnings history and the age at which you start receiving benefits.

Q: When should I start collecting Social Security Retirement benefits?

The best time to start collecting Spencer, Iowa Social Security Retirement benefits depends on your individual circumstances, such as your health, financial situation, and retirement goals. You can start receiving benefits as early as age 62, but your benefits will be reduced if you start before your full retirement age. If you wait until after your full retirement age to start receiving benefits, your benefits may be increased. It is recommended that you consider all factors and consult with a financial advisor before deciding when to start receiving benefits.

Q: What happens if I continue to work past full retirement age?

If you continue to work past full retirement age, your Social Security Retirement benefits may be increased, as the Social Security Administration will recalculate your benefit amount to take into account any additional earnings you have. This can result in an increase in your monthly benefit amount. However, if you are already receiving benefits and you continue to work, your benefits may be reduced if you earn over a certain amount. The amount you can earn without affecting your benefits is adjusted annually, and the rules differ depending on your age and the year in which you reach full retirement age.

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Frequently Asked Questions at Spencer, Iowa Office

Are Social Security Offices affected by Coronavirus (COVID-19)?
All local Social Security offices will be closed to the public for in-person service starting Tuesday, March 17, 2020.
How do I apply for Social Security disability benefits?
Social Security offers an online online disability application. Contact your local Social Spencer, Iowa Security office.
How do I change or correct my name on my Social Security card?
There is no charge for a Social Security card. This service is free. The same applies once you receive the I-766 card, Employment Authorization Document (EAD), from the U.S. Citizenship and Immigration Services (USCIS) and bring required evidence. Learn More About Required Documents.
How do I get a new or replacement Social Security Card?
If your Social Security card is lost or stolen you can replace it through the Social Security Administration (SSA) website www.ssa.gov, or by visiting your local Spencer, Iowa SSA office or mail your application and documents to your local Social Security office.
Can I schedule an appointment with the Spencer, Iowa Social Security office?
The SSA does not have an online appointment scheduler.
How do I find out my Social Security benefits?
Sign up for your "My Social Security" account online to review your information, apply for benefits and manage your account. Visit www.ssa.gov/myaccount/ and select "Create an Account".

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